5.0 ★★★★★ 81+ reviews
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Custom Online Rate Quotes in Seconds Custom Online Rate Quotes in Seconds Custom Online Rate Quotes in Seconds Custom Online Rate Quotes in Seconds Custom Online Rate Quotes in Seconds Custom Online Rate Quotes in Seconds Custom Online Rate Quotes in Seconds
Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds Custom Online rate quotes in Seconds
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Custom Mortgage Rates
Get Today’s Custom Mortgage Rates
You’ve probably seen generic daily mortgage rates on other websites. But we believe you deserve more. With your best interest in mind, we let you customize your mortgage rate for an online quote that fits your exact needs. It’s quick, easy, and personalized.
Explore different combinations of rates and closing costs. You can even download a full closing cost worksheet. The best part? Everything updates in real time — no waiting, no guesswork.
Whether you’re looking for a home loan near you or just checking today’s numbers, we make it simple.
Special
Special Program
Get Today’s Custom Mortgage Rates
We’re always adding new mortgage loan programs with exciting incentives throughout the year. This month’s spotlight? The Newlywed Advantage. When you shop rates, the points shown will be $1,000 lower than listed — just for qualifying newlyweds.
Make sure to check the terms to confirm you’re eligible.
Enjoy the perks, lovebirds!
Available to All Buyers
Not sure if your current loan or refinance option is the best fit?
Our team is here to help you take advantage of this unique program and get a smarter home loan.
Benefits
- 2% forgivable grant included
- Low mortgage insurance options
- Fast closing – 21 days or less
Use Your Home Equity to Get Cash
Need extra funds? A cash-out refinance lets you tap into your home equity — no second mortgage needed.
Benefits
- Use cash for renovations or expenses
- Keep one simple mortgage
- Fast access to your equity
No Income? No Credit? No Problem.
Alternative Home Loan Options
Can’t qualify for a traditional mortgage? We’ve got a flexible solution — no income check and no minimum credit score required.
Benefits
- No income verification
- No credit score minimum
- Open to foreign nationals
The Newlywed Advantage Program is designed to celebrate and support newly married couples by offering a $1,000 reduction in Lendexa’s company compensation.
Explore More Loan Programs
Looking for something else? We offer low down payment options, alternative lending, and more home loan services designed to fit your needs.
Need a Pre-Approval?
Create an account and get pre-approved in minutes. Your letter is valid for four months.
Thinking About Refinancing?
Start your refinance analysis today. We’ll review your numbers and let you know your best move.
Amazing
Mortgage Rates
Amazing Mortgage Rates, Always Updated
We make your home loan or refinance journey simple — with tools that help you compare, choose, and lock in the best rate for your needs.
We track competitor rates daily to make sure our mortgage rates stay among the lowest.
Custom Rate
Looking for the best deal? We offer low mortgage rates across all loan types — updated daily, right here.
Compare Rates
Use our Rate Comparison Tool to explore your options and find the perfect fit.
Estimate Loan
Already have a loan estimate? Let us review it — we might be able to beat it.
Rate
Rate Alerts
Stay Ahead with Mortgage Rate Alerts
Get rate updates straight to your inbox, twice a week. It’s the easiest way to track changes — whether you’re getting pre-approved, house hunting, or waiting to refinance your mortgage.
Lendexa Mortgage Watch
Get Notified when Rates Drop
Our smart alert system helps you shop smarter. You’ll know the moment rates go down — so you can lock in the best deal.
Smart
Smart Calculators
Smart Mortgage Calculators
Planning your next move? Use our easy calculators to estimate your mortgage or refinance costs in seconds.
Our tools use live mortgage rates and your personal details to give you accurate numbers — including PMI, taxes, insurance, and HOA dues — all in one place.
Helpful Tools to Plan Your Next Step
Affordability Calculator
Find out how much home you can afford. It’s a fast, conservative estimate that gives you real buying power right at your fingertips.
Mortgage Calculator
See your monthly payment using real-time mortgage rates. Try different purchase prices and down payments to find the right fit for your budget.
Reviews
Reviews
Our Customers
5.0 ★★★★★ 81+ reviews
See what our clients have to say about their experiences with us. Their reviews provide insight into our service and expertise
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Customer Reviews
F. A. Q's
F. A. Q's
Frequently Asked Questions
Buying a home or refinancing your mortgage can be a complex process. To help you navigate it, we’ve compiled answers to some of the most common questions about we get.
At Lendexa Mortgage LLC, we provide live custom interest rates directly on our website, so you know your options before you apply. We also offer tools like rate notifications to help you stay informed, personalized customer service, and fast loan processing. As a mortgage broker, we shop a wide range of lenders to find the best solution for your needs.
Our live custom interest rate tool allows you to see real-time mortgage rates and download closing cost worksheets tailored to your unique situation. Simply enter a few details about your loan preferences, and you'll receive transparent rate options – no hidden surprises or commitment required.
Our "Rate Notification Tool" emails you updated interest rates twice a week, helping you stay on top of the market while searching for your dream home. It’s free, requires no social security number, and comes with no obligation – just helpful information at your fingertips.
We are "Licensed to Serve" customers in North Carolina, South Carolina, Florida, and Georgia. Whether you’re buying your first home, refinancing, or investing, we’re here to help.
Getting pre-approved is easy! You can apply online using the "Apply Now" button at the top right hand side of our website. Once submitted, our team will review your application, reach out to discuss your options, and guide you through the next steps.
Absolutely! Visit our "Second Opinion" page to upload a competitor’s loan quote, and we’ll review it to see if we can offer a better rate or terms. Dont have anything in writing? No worries- "Contact us" or "Schedule a consultation". Our goal is to help you secure the best possible deal.
We use advanced technology and streamlined processes to ensure quick and seamless transactions. Our experienced team works diligently to keep you informed every step of the way and close your loan on time. We also have a Rosalie and Andy on our team.
As a broker, we work with a variety of lenders to offer a range of loan products, including conventional, FHA, VA, USDA, and jumbo loans. We also have alternative solutions for down payment assistance, and Non-QM programs for foreign nationals, ITIN, Self employed borrowers and even No Income loans. Our flexible options allow us to tailor solutions to your specific needs, whether you're buying, refinancing, or investing in property. Check out our most commonly used "Loan programs"
