The Newlywed
Advantage
Increased Savings for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds. for recent Newlyweds.
- Upload Marriage Cert
- Get Pre-approved
- No Appraisal Costs
- Upload Marriage Cert
- Get Pre-approved
- No Appraisal Costs.
Benefits
- Lower Closing Costs: Reducing company compensation by $1,000 lowers the cash you'll need at closing.
- Potentially lower interest rates: Use the credit to secure a better rate and enjoy reduced monthly payments.
- Easy Qualification: Providing your marriage certificate is the only additional step to unlock these savings.
- Available to ALL Buyers - Not just First-Timers!
Eligibility
- Marriage Timing: You must have been married within 90 days.
- Valid Documentation: A marriage certificate must be submitted to your loan expert before or at the time of the pre-approval.
- Pre-Approval Requirement: You need to be pre-approved for a mortgage with Lendexa Mortgage LLC.
- Primary Residence Only: The program applies only to loans for purchasing or refinancing a primary residence.
The Newlywed Advantage
The Newlywed Advantage
The Newlywed Advantage
Unsure about your current mortgage or refinancing options? Our experts are here to provide a second opinion and help you make an informed decision.
Lendexa confidently offers our $1,000 Lowest rate & fees guarantee. We’ve thoroughly checked out our competitors and know we’ve got the best deal. With our top-notch mortgage platform, we search through our best lenders to find you the cheapest rates and fees. Plus, we simply earn less on each loan. We might not make as much on each deal, but we make up for it by doing lots of loans. Our special, low-cost way of doing business makes us different from other lenders. That’s why we have such low rates, and that’s why we’re happy to offer our $1,000 Lowest Rate & Fees Guarantee. Other banks, credit unions, and mortgage companies won’t promise they have the lowest rates and fees because they know they don’t.
Offer expires August 31, 2024
What is the Newlywed Advantage Program?
The Newlywed Advantage Program is designed to celebrate and support newly married couples by offering a $1,000 reduction in Lendexa’s company compensation. This reduction can help lower your closing costs, your interest rate, or both, making it easier and more affordable to start your married life in your new home.
For example, if your total closing costs are estimated at $6,000, this program could reduce that amount to $5,000, helping you keep more cash in your pocket for other expenses or investments.
How Does the Newlywed Advantage Program Work?
If you’ve been married within the last 90 days, you may qualify for this program by simply providing your marriage certificate during or before the pre-approval process. Once your eligibility is confirmed, Lendexa Mortgage LLC will apply a $1,000 reduction in its compensation, which can directly offset closing costs or contribute to a lower interest rate.
This program is available to borrowers looking to purchase or refinance a home. It’s Lendexa’s way of making the homeownership process more rewarding for newlyweds!
Key Benefits of the Newlywed Advantage Program
The Newlywed Advantage Program offers several unique benefits:
- Lower Closing Costs: Reducing company compensation by $1,000 lowers the cash you’ll need at closing.
- Potentially Lower Interest Rates: Use the credit to secure a better rate and enjoy reduced monthly payments.
- Easy Qualification: Providing your marriage certificate is the only additional step to unlock these savings.
Eligibility Requirements for the Newlywed Advantage Program
To qualify for the program, you must meet the following criteria:
- Marriage Certificate: You must have been married within the past 90 days, as evidenced by a marriage certificate.
- Pre-Approval: Obtain pre-approval for a mortgage through Lendexa Mortgage LLC.
- Timing: Submit your marriage certificate to your loan expert before or at the time of pre-approval to confirm eligibility.
Newlywed Advantage Program Guidelines
Guiding you through the process:
- $1,000 Company Compensation Reduction: Applied directly to your loan, reducing costs.
- Eligibility Window: Available to borrowers pre-approved within 90 days of their marriage.
- Required Documentation: A valid marriage certificate is necessary to qualify.
- Primary Residence Only: Applies to mortgages for primary residences; does not include investment properties or vacation homes.
Contact Lendexa if you have questions or would like to better understand their specific requirements for the Newlywed Advantage Program.
Frequently Asked Questions
To Apply, simply provide a copy of your marriage certificate to your Lendexa loan expert before or at the time of pre-approval. Once eligibility is confirmed, the $1,000 compensation reduction will be applied to your loan.
Unfortunately, no. To qualify for the Newlywed Advantage Program, you must be pre-approved for a mortgage by a Lendexa Mortgage Loan Expert within 90 days of your marriage.
No, the program is only available for mortgages on primary residences.
The reduction can be used to lower your closing costs, reduce your interest rate, or both—your loan expert will work with you to determine the best way to apply the savings. Get a quote immediately here
Take the Next Step with Lendexa Mortgage
Our team at Lendexa Mortgage is here to guide you every step of the way. Start your Lendexa mortgage application online or contact us today to discuss your homeownership goals and learn more about how the Newlywed Advantage program could be the key to unlocking your dream home.
NEXT STEP
Get your instant rate quote.
- No commitment
- No impact on your credit score
- Fast and easy
- No documents required
NEXT STEP
Get your instant rate quote.
- No commitment
- No impact on your credit score
- Fast and easy
- No documents required
Interested in a Realtor Credit? for a lower combination of interest rate, fees, and monthly mortgage insurance – we’ll send you a $1,000 check.
(Texas, Colorado, Washington, California, Georgia, Arizona, Florida and Illinois properties only)
Lendexa confidently offers our $1,000 Lowest rate & fees guarantee. We’ve thoroughly checked out our competitors and know we’ve got the best deal. With our top-notch mortgage platform, we search through our best lenders to find you the cheapest rates and fees. Plus, we simply earn less on each loan. We might not make as much on each deal, but we make up for it by doing lots of loans. Our special, low-cost way of doing business makes us different from other lenders. That’s why we have such low rates, and that’s why we’re happy to offer our $1,000 Lowest Rate & Fees Guarantee. Other banks, credit unions, and mortgage companies won’t promise they have the lowest rates and fees because they know they don’t.
Offer expires August 31, 2024
- Step 1: Provide us with a Loan Estimate so that we can compare.
- Step 2: If we are unable to offer a better deal, you will proceed to lock rate and share the locked LE (on the same date) for us to try and beat.
- Step 3: If we are still unable to beat the offer, you proceed to close with the competitor. After closing, please show us the Final Closing Disclosure and Loan Factory will pay you with $1,000.
NEXT STEP
Get your instant rate quote.
- No commitment
- No impact on your credit score
- Fast and easy
- No documents required
Lendexa confidently offers our $1,000 Lowest rate & fees guarantee. We’ve thoroughly checked out our competitors and know we’ve got the best deal. With our top-notch mortgage platform, we search through our best lenders to find you the cheapest rates and fees. Plus, we simply earn less on each loan. We might not make as much on each deal, but we make up for it by doing lots of loans. Our special, low-cost way of doing business makes us different from other lenders. That’s why we have such low rates, and that’s why we’re happy to offer our $1,000 Lowest Rate & Fees Guarantee. Other banks, credit unions, and mortgage companies won’t promise they have the lowest rates and fees because they know they don’t.
Offer expires August 31, 2024
Upload Marriage Certificate
Upload Marriage Certificate
Submitting your marriage certificate can be a crucial step in the process. To make it easier, we’ve provided answers to common questions and a simple way to upload your document.
Terms and Conditions
Terms and Conditions
Understanding the details is important. To help clarify things, we’ve outlined the most common questions and essential information about our terms and conditions. If you still have questions, we are always available to schedule a consultation.
Eligibility: Borrowers must provide proof of marriage via a valid marriage certificate dated within 90 days of application for mortgage pre-approval. The certificate must be submitted to Lendexa Mortgage LLC before or at the time of pre-approval.
Program Scope: The $1,000 compensation reduction applies solely to closing costs, interest rate reductions, or a combination of both, as determined by Lendexa Mortgage LLC. This offer is only available for loans secured on primary residences by Lendexa Mortgage LLC and does not apply to investment properties or vacation homes.
Non-Transferability: The Newlywed Advantage Program is non-transferable and may only be used by the borrower(s) listed on the loan application.
Program Limitations: The $1,000 reduction is subject to the terms and conditions of the loan. It may not be combined with other promotions or discounts unless explicitly approved by Lendexa Mortgage LLC.
Program Modifications: Lendexa Mortgage LLC reserves the right to modify or terminate the Newlywed Advantage Program at any time without prior notice. Any changes will not affect borrowers already approved for the program prior to the effective date of the modification or termination.
Loan Approval: Participation in the Newlywed Advantage Program does not guarantee loan approval. All applicants must meet standard underwriting requirements, including credit, income, and property eligibility guidelines.
Fraudulent Documentation: Any false or fraudulent submission of documents, including but not limited to marriage certificates, will result in disqualification from the program and may be subject to further legal action.
No Guarantee of Savings: The $1,000 reduction in company compensation does not guarantee specific savings, as the final application of the reduction will depend on the borrower’s loan terms and conditions.
Limitations on Use of Savings: The compensation reduction cannot exceed the actual closing costs. Any unused portion of the reduction will not be refunded or credited elsewhere unless otherwise allowed by applicable law.
Legal Compliance: The Newlywed Advantage Program is offered in compliance with applicable federal and state laws. Borrowers are responsible for ensuring they understand the program’s terms and how they apply to their specific loan transaction.
Dispute Resolution: Any disputes arising from participation in the Newlywed Advantage Program will be resolved in accordance with the governing laws of the state in which the mortgage is processed.
Program Validity: This program is valid only for loans processed through Lendexa Mortgage LLC. Third-party lenders or brokers not affiliated with Lendexa Mortgage LLC are not eligible for participation in this program.
Credit Applied at Closing: The $1,000 reduction in Lendexa Mortgage LLC’s company compensation will be applied as a credit at the time of closing. If the loan does not close with Lendexa Mortgage LLC for any reason, the borrower will not be entitled to receive the compensation reduction, and Lendexa Mortgage LLC will not be responsible for paying or reducing any costs associated with the loan.
Pre-Approval Expiration: Borrowers must close their loan before the expiration of their pre-approval. If the loan does not close within the pre-approval validity period, the borrower will no longer qualify for the $1,000 reduction in company compensation. A new application or re-approval will not reinstate eligibility for the Newlywed Advantage Program.
F. A. Q's
F. A. Q's
Frequently Asked Questions
Buying a home or refinancing your mortgage can be a complex process. To help you navigate it, we’ve compiled answers to some of the most common questions about mortgages.
Lendexa is the mortgage marketplace that finds mortgages as unique as today’s homeowners. We've developed advanced technology that searches well beyond the confines of most lenders to find mortgage options perfectly suited to you. The best part? You'll only enter your information once and get rates from a list of great lenders. Lendexa is everything you need, in one place.
With our advanced technology, you’ll enter your information once and get rates from a list of great lenders. Then, you'll select a loan to move forward with, track your application progress, and close on your mortgage
Lendexa is the mortgage marketplace that finds mortgages as unique as today’s homeowners. We've developed advanced technology that searches well beyond the confines of most lenders to find mortgage options perfectly suited to you. The best part? You'll only enter your information once and get rates from a list of great lenders. Lendexa is everything you need, in one place.
Lendexa currently offers a variety of both adjustable and fixed rate loans for single-family homes (including condos, townhouses, co-ops, and planned unit development) and multi family homes (up to 4 units). We offer both purchase and refinance loans.
There isn't a perfect lender for everyone. We recognize that you're an individual with your own unique story, and we search high and low to find you the best lender. We use technology to keep our costs drastically lower than traditional mortgage companies, and then pass on those savings to you. Our mission is to help you get the best possible mortgage at the best possible rate.
When you lock your rate, we guarantee your rate won't change for a certain period of time no matter what happens in the market. This gives you peace of mind while we work to gather all of your information and get you to the finish line.
Yes! At Lendexa, we want to help you navigate this complicated process. If you're ready to get pre-approved to buy a home, we can help you understand how much you can afford.
Lendexa offers two types of refinance loans: Rate & Term and Cash Out. In a Rate & Term refinance transaction, the borrower seeks to lower their monthly payment and/or change the term of their existing loan. A Cash Out refinance allows you to increase the size of your loan, and extract equity out of your home which you can then use for other purposes.
Yes, we built privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
Yes, we built privacy and security as part of our top priorities. We use bank-level encryption to ensure your private information is kept safe and secure.
All other things equal, lenders are willing to lend at a lower rate when you have a higher credit score. That said, if your credit score is lower than you thought or hoped, we're here to help you find the best possible loan for your particular circumstances.
An appraisal is an expert opinion of the value of a property based its location, condition, and specific attributes. Appraisals are conducted by independent real estate professionals, and are used to establish the current market value of the property.
