Vincent’s Time Machine
Will mortgage rates come back down?
People ask, “Will rates come down?” or “Do you think rates will come down?” If I knew for sure, this Time Machine would be doing a lot more than decorating my website. 😂 Nobody can reliably tell you exactly where rates will go—or when. Another question we often get is whether to lock or float the interest rate during the mortgage process. That’s worth a real conversation about your timing, budget, and comfort with a payment change. A Time Machine can be fun. Your mortgage decision deserves more than a guess.
Hover over the Time Machine—or press and hold on your phone—and you’ll see rates moving downward. That doesn’t necessarily mean mortgage rates are coming down… although sometimes they do. 😂 These moving numbers are just for fun, not a forecast. You must click “ENTER” on the Time Machine to return to where you were.
Imaginary rates, just for fun—not quotes or forecasts.
Since we can’t predict rates,
keep an eye on them.
Create your free dashboard, save your favorite mortgage scenarios, and receive updated rates by email twice weekly. You can update your custom scenarios anytime and receive regular rate updates.
Already own a home? Dream Rate lets you choose a target rate and request an alert for a potential refinance opportunity. Neither tool guarantees rates will fall or reach your target.